Riverside Place

Plot 039 - Ashgate II

Scotland Road, Carnforth, LA5 9RE

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Semi-detached
3 bedrooms

Price from

£61,250* with shared ownership

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About this home

A lovely semi-detached home with great layout. The dual aspect windows to the living room create a bright and relaxing space and offer a peaceful retreat at the end of the day. You also have access to the garden through double French doors, great for summer evenings and entertaining. The separate kitchen/dining area will be a great space for the family to gather.

With three good sized bedrooms there will be space for all, and the main comes with an en-suite, freeing up the bathroom on busy mornings. This is a great family home and is sure to be snapped up quickly.

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Key features

Open-plan kitchen/dining area
Integrated appliances
Separate living room with French doors opening out to the garden
Handy downstairs cloakroom
En-suite to main bedroom
Turfed and fenced rear garden

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Floor plans

Ground floor

Kitchen/dining

4.6m x 2.81m

15ft 1″ x 9ft 3″

Living room

4.6m x 3.17m

15ft 1″ x 10ft 5″

Total home

78.42m²

844.1sq. ft.

Kitchen/dining

4.6m x 2.81m

15ft 1″ x 9ft 3″

Living room

4.6m x 3.17m

15ft 1″ x 10ft 5″

Total home

78.42m²

844.1sq. ft.

First floor

Main bedroom

3.17m x 3.08m

10ft 5″ x 10ft 1″

Bedroom 2

2.81m x 2.57m

9ft 3″ x 8ft 5″

Bedroom 3

2.81m x 1.89m

9ft 3″ x 6ft 2″

Main bedroom

3.17m x 3.08m

10ft 5″ x 10ft 1″

Bedroom 2

2.81m x 2.57m

9ft 3″ x 8ft 5″

Bedroom 3

2.81m x 1.89m

9ft 3″ x 6ft 2″

Home specifications

Kitchen

A stylish and modern fitted kitchen with:

Integrated Zanussi stainless steel single oven
Integrated Zanussi stainless steel gas hob with extractor hood
Stainless steel cooker splashback

Bathroom

En-suite

Everything else

persona-homes-specification-kitchen-white-units-grey-worktops-pale-laminate-floor

Your estimated monthly payments could be...

£872

Est. mortgage charge

£377

Rental cost

£422

Service charge

£73

These prices are based on a 25 year mortgage term with a 5.5% mortgage interest rate. This is the same criteria which we use in our adverts. Your actual mortgage offer may be a bit different. As a guide you would be looking at around £377 a month for your mortgage repayment and £422 for your rent. This gives you a monthly cost of around £872. The figures are estimates and should be used for guidance only. There may be other costs you need to consider such as estate management fees, ground rent, service charges etc.

This calculator is provided for guidance only; Persona Homes does not offer mortgage advice. You will need to take advice from a suitably qualified adviser before applying for and agreeing to a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. If you like what you see, contact us today so we can see if we can help you make your homeownership dreams a reality.

Have any questions?

Our lovely Persona Homes Hosts are happy to help

Shared Ownership

Shared ownership is a government-backed scheme that makes it easier for you to buy an affordable stake in a property.

The share you buy is dependent on your financial and personal circumstances. It can be from a minimum of 25% to a maximum of 75% share of the full market value of the property. You may be able to buy further shares at a later stage and in most instances you will be able to buy up to 100% of the shares in your home and own it outright. However, in some cases there may be restrictions on when you can buy a further share or on the maximum total share you can own.

Further information can be found in our Shared ownership article.

Do I Qualify?

You qualify for shared ownership if you:

Have a household income of under £80,000 (less than £90,000 in London)
Don’t currently own your home and can’t afford to on the open market
Can afford the minimum deposit
Pass an affordability check to make sure you can get a mortgage

* The full market value of this home is £245,000 but, with shared ownership, you could purchase an initial 25% share for just £61,250 and pay a monthly rent on the remaining share. If you’re buying with a mortgage you may only need a deposit of 5% of the amount you borrow, meaning your deposit could be as low as £3,063.

Good to know

This is a summary of information about this property and what your ongoing costs are likely to be once you move in. Your sales host will be able to give you more information about this home.

Tenure: Leasehold
Estimated council tax band: TBC
Lease length: 990 years
Service charge: £72.83