South Oxhey Central

Plot 369 - Type K - 1-bedroom apartment

South Oxhey, Watford WD19 7FR

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  • Upper floor flat
  • 1 bedroom

Price from

£71,625* with shared ownership

CGI of double bedroom with green feature wall, desk, chair and full height window

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About this home

This spacious open-plan one-bedroom apartment provides the perfect space for cooking, entertaining and relaxing. Its spacious enough to create a working from home space should you need one. If working from home is the last thing on your mind, watch the world go by from your private balcony, the perfect place to spend a summer evening.

The generously sized master bedroom benefits from a floor to ceiling window to maximise light, and the modern bathroom comes completely tiled with a mirrored vanity unit. Add to this an enhanced flooring package meaning this apartment is ready to move right into.

Key features

  • Open-plan living space
  • Stylish modern kitchen with Electrolux integrated appliances
  • Large windows letting in floods of natural light
  • Private balcony
  • Enhanced flooring package
  • Video door entry system

Floor plans

persona_homes_south_oxhey_central_type_k_one_bed_apartment

1-bedroom apartment

Kitchen/living/dining area
6.95m x 4m
22ft 10 x 13ft 1
Master bedroom
3.7m x 3.25m
12ft 2 x 10ft 8
Total floor area
52.1m2
560.8sq. ft.
Kitchen/living/dining area
6.95m x 4m
22ft 10 x 13ft 1
Master bedroom
3.7m x 3.25m
12ft 2 x 10ft 8
Total floor area
52.1m2
560.8sq. ft.

Home specifications

Kitchen

A stylish and contemporary fitted kitchen including:

  • Electrolux single oven, ceramic hob, and recirculating hood

  • Electrolux integrated fridge-freezer

  • Electrolux integrated dishwasher

  • Electrolux free-standing washer-dryer

  • Stainless-steel inset one and a half bowel sink with chrome mixer tap

  • Spotlights under wall units

A double oven in stainless steel mounted in a wall cabinet of a cream gloss kitchen with dark worktops and wood floor

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Shared Ownership

Shared ownership is a government-backed scheme that makes it easier for you to buy an affordable stake in a property.

The share you buy is dependent on your financial and personal circumstances. It can be from a minimum of 25% to a maximum of 75% share of the full market value of the property. You may be able to buy further shares at a later stage and in most instances you will be able to buy up to 100% of the shares in your home and own it outright. However, in some cases there may be restrictions on when you can buy a further share or on the maximum total share you can own.

Further information can be found in our Shared ownership article.

Do I Qualify?

You qualify for shared ownership if you:

  • Have a household income of under £80,000 (less than £90,000 in London)

  • Don’t currently own your home and can’t afford to on the open market

  • Can afford the minimum deposit

  • Pass an affordability check to make sure you can get a mortgage


* The full market value of this home is £286,500 but, with shared ownership, you could purchase an initial 25% share for just £71,625 and pay a monthly rent on the remaining share. If you’re buying with a mortgage you may only need a deposit of 5% of the amount you borrow, meaning your deposit could be as low as £3,582.

See how much your monthly payments could be...

With shared ownership plans, your share can only be between 25% - 75%.

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25%75%
£
£
£
£

Years

Your estimated monthly payments could be...

£1,017

Est. mortgage charge

£399

Rental cost

£493

Service charge

£125

These prices are based on a 25 year mortgage term with a 4.5% mortgage interest rate. This is the same criteria which we use in our adverts. Your actual mortgage offer may be a bit different. As a guide you would be looking at around £399 a month for your mortgage repayment and £493 for your rent. This gives you a monthly cost of around £1,017. The figures are estimates and should be used for guidance only. There may be other costs you need to consider such as estate management fees, ground rent, service charges etc.

This calculator is provided for guidance only; Persona Homes does not offer mortgage advice. You will need to take advice from a suitably qualified adviser before applying for and agreeing to a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. If you like what you see, contact us today so we can see if we can help you make your homeownership dreams a reality.

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