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South Oxhey Central

Plot 432 - Type A - 1 Bedroom

South Oxhey, Watford WD19 7FR

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Upper floor flat
1 bedroom

Price from

£72,000* with shared ownership

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About this home

This spacious open-plan one-bedroom apartment is designed for today's modern living. The open-plan living area room comes with a private balcony and provides the perfect space for cooking, entertaining and relaxing.

The generously sized master bedroom benefits from a floor to ceiling window to maximise light. With an enhanced flooring package, ample storage and integrated appliances all you need to do is bring your belongings.

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Key features

Open-plan, free-flowing layout
Stylish integrated kitchen
Electrolux white goods
Large windows let in flood of natural light
Private balcony
Allocated car parking available at an extra charge, subject to availability

Floor plans

persona_homes_south_oxhey_central_type_a_one_bed_apartment

1-bedroom apartment

Living/dining/kitchen

6.08m x 3.91m

19ft 11″ x 12ft 10″

Master bedroom

4.48m x 3.4m

14ft 8″ x 11ft 2″

Total floor area

53.3m²

573.8sq. ft.

Living/dining/kitchen

6.08m x 3.91m

19ft 11″ x 12ft 10″

Master bedroom

4.48m x 3.4m

14ft 8″ x 11ft 2″

Total floor area

53.3m²

573.8sq. ft.

Your estimated monthly payments could be...

£1,038

Est. mortgage charge

£401

Rental cost

£495

Service charge

£142

These prices are based on a 25 year mortgage term with a 4.5% mortgage interest rate. This is the same criteria which we use in our adverts. Your actual mortgage offer may be a bit different. As a guide you would be looking at around £401 a month for your mortgage repayment and £495 for your rent. This gives you a monthly cost of around £1,038. The figures are estimates and should be used for guidance only. There may be other costs you need to consider such as estate management fees, ground rent, service charges etc.

This calculator is provided for guidance only; Persona Homes does not offer mortgage advice. You will need to take advice from a suitably qualified adviser before applying for and agreeing to a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. If you like what you see, contact us today so we can see if we can help you make your homeownership dreams a reality.

Have any questions?

Our lovely Persona Homes Hosts are happy to help

Shared Ownership

Shared ownership is a government-backed scheme that makes it easier for you to buy an affordable stake in a property.

The share you buy is dependent on your financial and personal circumstances. It can be from a minimum of 25% to a maximum of 75% share of the full market value of the property. You may be able to buy further shares at a later stage and in most instances you will be able to buy up to 100% of the shares in your home and own it outright. However, in some cases there may be restrictions on when you can buy a further share or on the maximum total share you can own.

Further information can be found in our Shared ownership article.

Do I Qualify?

You qualify for shared ownership if you:

Have a household income of under £80,000 (less than £90,000 in London)
Don’t currently own your home and can’t afford to on the open market
Can afford the minimum deposit
Pass an affordability check to make sure you can get a mortgage

* The full market value of this home is £288,000 but, with shared ownership, you could purchase an initial 25% share for just £72,000 and pay a monthly rent on the remaining share. If you’re buying with a mortgage you may only need a deposit of 5% of the amount you borrow, meaning your deposit could be as low as £3,600.

Good to know

This is a summary of information about this property and what your ongoing costs are likely to be once you move in. Your sales host will be able to give you more information about this home.

Tenure: TBC
Council tax band: TBC
Lease length: TBC
Service charge: £141.81