RUB1X

Plot 2.16 - 2 bed apartment - Type A

High Street, Southall, UB1 3DA

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  • Upper floor flat
  • 2 bedrooms

Price from

£105,750* with shared ownership

RUB1X Living Room

This two bedroom apartment has lots to offer. As you enter the apartment there is a handy storage cupboard, room enough for day to day clutter. Leading off from the hallway you have an open plan living area with a contemporary kitchen fitted with integrated appliances, space for a dining table and a light and open lounge area with large windows and access to your own balcony. This whole area is a fantastic space for relaxing or entertaining the choice is yours.

There are also two double carpeted bedrooms, one with a built in wardrobe and lovely large windows allowing the light to flood in. The modern bathroom comes with a shower over bath, and is contemporary in design and fully tiled.

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Key features

  • White high gloss wall and base kitchen units and dark anthracitic laminate worktop
  • AEG single oven and ceramic hob
  • Integrated AEG dishwasher
  • Built in AEG fridge/freezer
  • AEG automatic washer dryer
  • Chrome heated towel rail in bathroom
  • Contrasting grey Porcelain tiles in bathroom
  • Amtico flooring in kitchen, hallway, and living room
  • Arctic grey carpet in bedrooms
  • Audio visual entry system
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Floor plans

RUB1X - 2 bed Type A floor plan

Type A

Kitchen/Living/Dining
8.1m x 3.5m
26ft 7″ x 11ft 6″
Master bedroom
4.4m x 3.8m
14ft 5″ x 12ft 6″
Bedroom 2
5.8m x 3.3m
19ft x 10ft 10″
Total floor
77m2
828.8sq. ft.
Kitchen/Living/Dining
8.1m x 3.5m
26ft 7″ x 11ft 6″
Master bedroom
4.4m x 3.8m
14ft 5″ x 12ft 6″
Bedroom 2
5.8m x 3.3m
19ft x 10ft 10″
Total floor
77m2
828.8sq. ft.

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Shared Ownership

Shared ownership is a government-backed scheme that makes it easier for you to buy an affordable stake in a property.

The share you buy is dependent on your financial and personal circumstances. It can be from a minimum of 25% to a maximum of 75% share of the full market value of the property. You may be able to buy further shares at a later stage and in most instances you will be able to buy up to 100% of the shares in your home and own it outright. However, in some cases there may be restrictions on when you can buy a further share or on the maximum total share you can own.

Further information can be found in our Shared ownership article.

Do I Qualify?

You qualify for shared ownership if you:

  • Have a household income of under £90,000

  • Don’t currently own your home and can’t afford to on the open market

  • Can afford the minimum deposit

  • Pass an affordability check to make sure you can get a mortgage

* The full market value of this home is £423,000 but, with shared ownership, you could purchase an initial 25% share for just £105,750 and pay a monthly rent on the remaining share. If you’re buying with a mortgage you may only need a deposit of 5% of the amount you borrow, meaning your deposit could be as low as £5,288.

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Plot 3.11

from£99,875*

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Plot 4.11

from£100,500*

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Plot 2.1

from£75,000*

1 bed apartment

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Plot 2.12

from£75,000*

1 bed apartment

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See how much your monthly payments could be...

With shared ownership plans, your share can only be between 25% - 75%.

%
25%75%
£
£
£
£

Years

Your estimated monthly payments could be...

£1,484

Est. mortgage charge

£559

Rental cost

£728

Service charge

£197

Register interest

These prices are based on a 25 year mortgage term with a 4% mortgage interest rate. This is the same criteria which we use in our adverts. Your actual mortgage offer may be a bit different. As a guide you would be looking at around £559 a month for your mortgage repayment and £728 for your rent. This gives you a monthly cost of around £1,484. The figures are estimates and should be used for guidance only. There may be other costs you need to consider such as estate management fees, ground rent, service charges etc.

This calculator is provided for guidance only; Persona Homes does not offer mortgage advice. You will need to take advice from a suitably qualified adviser before applying for and agreeing to a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. If you like what you see, contact us today so we can see if we can help you make your homeownership dreams a reality.

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