Railway Bridge View

Plot 503 - Type C

Bramston Street, Brighouse HD6 3DH

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Apartment
1 bedroom

Price from

£12,000* with older people's shared ownership

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About this home

The open plan living, kitchen and dining area is flooded with natural light from the private terrace. This generous living space has ample room for furniture and can even fit an additional desk to work from. As well as a generous bedroom and bathroom you also have the added bonus of two stores in the entrance hallway meaning you have lots of space to hide any clutter!

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Key features

Available for over 55s
Private balcony
Stylish fitted Rixonway kitchen
Flooring throughout included
Appliances included
Available through shared ownership

Floor plans

Apartment

Kitchen

3.45m x 2.03m

11ft 4″ x 6ft 8″

Living and dining area

4.62m x 3.29m

15ft 2″ x 10ft 10″

Master bedroom

3.62m x 2.9m

11ft 11″ x 9ft 6″

Bathroom

2.9m x 2.17m

9ft 6″ x 7ft 1″

Total floor area

54m²

581.3sq. ft.

Kitchen

3.45m x 2.03m

11ft 4″ x 6ft 8″

Living and dining area

4.62m x 3.29m

15ft 2″ x 10ft 10″

Master bedroom

3.62m x 2.9m

11ft 11″ x 9ft 6″

Bathroom

2.9m x 2.17m

9ft 6″ x 7ft 1″

Total floor area

54m²

581.3sq. ft.

Home specifications

Kitchen

A modern Rixonway kitchen including:

Soft-close doors and drawers
NEFF stainless steel oven
Bosch ceramic hob
Bosch stainless steel chimney hood
Bosch integrated fridge-freezer

Bathroom and en-suite

Internal

Cream kitchen units with brushed chrome handles and single oven

Your estimated monthly payments could be...

£315

Est. mortgage charge

£67

Rental cost

£248

These prices are based on a 25 year mortgage term with a 4.5% mortgage interest rate. This is the same criteria which we use in our adverts. Your actual mortgage offer may be a bit different. As a guide you would be looking at around £67 a month for your mortgage repayment and £248 for your rent. This gives you a monthly cost of around £315. The figures are estimates and should be used for guidance only. There may be other costs you need to consider such as estate management fees, ground rent, service charges etc.

This calculator is provided for guidance only; Persona Homes does not offer mortgage advice. You will need to take advice from a suitably qualified adviser before applying for and agreeing to a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. If you like what you see, contact us today so we can see if we can help you make your homeownership dreams a reality.

Have any questions?

Our lovely Persona Homes Hosts are happy to help

OPSO

Older People's Shared Ownership (OPSO) works in a very similar way to shared ownership - the buyer purchases a share in a property (normally between 10% to 75%) with a mortgage or with their savings, and then pays a subsidised rent on the remainder.

This means that monthly costs are frequently much smaller than they would be if you had a a full mortgage or were renting a home privately.

Further information can be found in our Older People's Shared Ownership article.

Am I eligible?

You may be able to buy a home through OPSO if you’re aged 55 or over and meet the following criteria:

have a household income of under £80,000 (less than £90,000 in London)
you're a first-time buyer OR you used to own a home but can’t afford to buy one now OR you're an existing shared owner looking to move

* The full market value of this home is £120,000 but, with older people's shared ownership, you could purchase an initial 10% share for just £12,000 and pay a monthly rent on the remaining share. If you’re buying with a mortgage you may only need a deposit of 5% of the amount you borrow, meaning your deposit could be as low as £600.

Good to know

This is a summary of information about this property and what your ongoing costs are likely to be once you move in. Your sales host will be able to give you more information about this home.

Tenure: TBC
Council tax band: TBC
Lease length: TBC
Service charge: TBC