Millstone View

Plot 3 - Ashlar

Haworth Road, Bradford BD9 6NT

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  • Mid terrace
  • 2 bedrooms

Price from

£31,250* with shared ownership

Ashlar - HT3 - Plots 20-21

The Ashar is a lovely home that has space for you to grow. The kitchen/dining area can be found at the back of the home with French doors leading out to the garden, making this a great socialising and entertaining space. The living room is at the front of the home with two handy cupboards that help to keep your home tidy.

At the top of the stairs, you will find a family bathroom, the master bedroom and a second bedroom.

Each home also benefits from an allocated parking bay.

Key features

  • Ceramic hob, single oven, extractor hood included
  • Shower over bath and shower screen
  • Heated towel rail
  • Full height tiling around baths and showers
  • Patio area
  • Turf and fencing to rear garden
  • Off-street parking

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Floor plans

Floor plan - Ashlar - HT3 - GF

Ground floor

Living room
4.5m x 3.6m
14ft 9 x 11ft 10
Kitchen/dining room
4.4m x 2.78m
14ft 5 x 9ft 1
Total house
70m2
753.5sq. ft.
Living room
4.5m x 3.6m
14ft 9 x 11ft 10
Kitchen/dining room
4.4m x 2.78m
14ft 5 x 9ft 1
Total house
70m2
753.5sq. ft.
Floor plan - Ashlar - HT3 - FF

First floor

Master bedroom
4.5m x 2.97m
14ft 9 x 9ft 9
Bedroom 2
4.5m x 2.98m
14ft 9 x 9ft 9
Bathroom
2.26m x 2.07m
7ft 5 x 6ft 9
Master bedroom
4.5m x 2.97m
14ft 9 x 9ft 9
Bedroom 2
4.5m x 2.98m
14ft 9 x 9ft 9
Bathroom
2.26m x 2.07m
7ft 5 x 6ft 9

Home specifications

Kitchen

A modern Magnet Luna handleless kitchen including:

  • Quebec oak worktops

  • Ceramic hob

  • Single oven

  • Extractor hood

railway-bridge-view-spec-image

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Shared Ownership

Shared ownership is a government-backed scheme that makes it easier for you to buy an affordable stake in a property.

The share you buy is dependent on your financial and personal circumstances. It can be from a minimum of 25% to a maximum of 75% share of the full market value of the property. You may be able to buy further shares at a later stage and in most instances you will be able to buy up to 100% of the shares in your home and own it outright. However, in some cases there may be restrictions on when you can buy a further share or on the maximum total share you can own.

Further information can be found in our Shared ownership article.

Do I Qualify?

You qualify for shared ownership if you:

  • Have a household income of under £90,000

  • Don’t currently own your home and can’t afford to on the open market

  • Can afford the minimum deposit

  • Pass an affordability check to make sure you can get a mortgage


* The full market value of this home is £125,000 but, with shared ownership, you could purchase an initial 25% share for just £31,250 and pay a monthly rent on the remaining share. If you’re buying with a mortgage you may only need a deposit of 5% of the amount you borrow, meaning your deposit could be as low as £1,563.

*This is based on a 25% share (£31,250) of a two bedroom house valued from £125,000 with a 10% mortgage deposit (£3,125). The estimated monthly service charge is approximately £37. Photos and CGIs are for illustrative purposes only and may feature previous developments.

See how much your monthly payments could be...

With shared ownership plans, your share can only be between 25% - 75%.

%
25%75%
£
£
£
£

Years

Your estimated monthly payments could be...

£409

Est. mortgage charge

£165

Rental cost

£215

Service charge

£29

These prices are based on a 25 year mortgage term with a 4% mortgage interest rate. This is the same criteria which we use in our adverts. Your actual mortgage offer may be a bit different. As a guide you would be looking at around £165 a month for your mortgage repayment and £215 for your rent. This gives you a monthly cost of around £409. The figures are estimates and should be used for guidance only. There may be other costs you need to consider such as estate management fees, ground rent, service charges etc.

This calculator is provided for guidance only; Persona Homes does not offer mortgage advice. You will need to take advice from a suitably qualified adviser before applying for and agreeing to a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. If you like what you see, contact us today so we can see if we can help you make your homeownership dreams a reality.

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