5% Deposit Boost - lower your mortgage!

High View

Plot 0301 - 2-bedroom apartment - Type 09

High View, Hatfield AL10 8HZ

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Upper floor flat
2 bedrooms

Price from

£81,250* with shared ownership

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Step onto the property ladder faster - reserve this plot and we will boost your deposit by 5% - worth up to £4,063**

About this home

An upper floor two-bedroom apartment that has a lot to offer and is designed for today's modern living.

The open-plan living area with doors leading out to the private balcony is a great place to work, relax or entertain. The modern and stylish kitchen comes with all the appliances you need.

Add to these fully carpeted double bedrooms, a stylish bathroom and ample storage, making this brand-new apartment a home to be proud of will not take much effort at all.

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Key features

Upper floor apartment
Private balcony, a great place to while away the summer evenings
Open-plan living spaces
Stylish kitchen with integrated appliances
Ample storage, keeping clutter to a minimum
Enhanced flooring package

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Floor plans

2-bedroom apartment

Living/dining/kitchen

7.8m x 4.4m

25ft 7″ x 14ft 5″

Main bedroom

4.55m x 3.1m

14ft 11″ x 10ft 2″

Bedroom 2

4.55m x 2.8m

14ft 11″ x 9ft 2″

Bathroom

2.15m x 2m

7ft 1″ x 6ft 7″

Total floor area

73.36m²

789.7sq. ft.

Living/dining/kitchen

7.8m x 4.4m

25ft 7″ x 14ft 5″

Main bedroom

4.55m x 3.1m

14ft 11″ x 10ft 2″

Bedroom 2

4.55m x 2.8m

14ft 11″ x 9ft 2″

Bathroom

2.15m x 2m

7ft 1″ x 6ft 7″

Total floor area

73.36m²

789.7sq. ft.

Home specifications

EPC

Download EPC report

Kitchen

Bathroom

Everything else

A double oven in stainless steel mounted in a wall cabinet of a cream gloss kitchen with dark worktops and wood floor

Your estimated monthly payments could be...

£1,304

Est. mortgage charge

£452

Rental cost

£559

Service charge

£293

These prices are based on a 25 year mortgage term with a 4.5% mortgage interest rate. This is the same criteria which we use in our adverts. Your actual mortgage offer may be a bit different. As a guide you would be looking at around £452 a month for your mortgage repayment and £559 for your rent. This gives you a monthly cost of around £1,304. The figures are estimates and should be used for guidance only. There may be other costs you need to consider such as estate management fees, ground rent, service charges etc.

This calculator is provided for guidance only; Persona Homes does not offer mortgage advice. You will need to take advice from a suitably qualified adviser before applying for and agreeing to a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. If you like what you see, contact us today so we can see if we can help you make your homeownership dreams a reality.

Have any questions?

Our lovely Persona Homes Hosts are happy to help

Shared Ownership

Shared ownership is a government-backed scheme that makes it easier for you to buy an affordable stake in a property.

The share you buy is dependent on your financial and personal circumstances. It can be from a minimum of 25% to a maximum of 75% share of the full market value of the property. You may be able to buy further shares at a later stage and in most instances you will be able to buy up to 100% of the shares in your home and own it outright. However, in some cases there may be restrictions on when you can buy a further share or on the maximum total share you can own.

Further information can be found in our Shared ownership article.

Do I Qualify?

You qualify for shared ownership if you:

Have a household income of under £80,000 (less than £90,000 in London)
Don’t currently own your home and can’t afford to on the open market
Can afford the minimum deposit
Pass an affordability check to make sure you can get a mortgage

* The full market value of this home is £325,000 but, with shared ownership, you could purchase an initial 25% share for just £81,250 and pay a monthly rent on the remaining share. If you’re buying with a mortgage you may only need a deposit of 5% of the amount you borrow, meaning your deposit could be as low as £4,063.

** The offer is available on new sales only and applies to selected plots on selected developments only.

To be eligible you will need to reserve your home after 5th June 2023 and before 30th June 2023 and complete on your sale before 18th August 2023 and is subject to contract and status.

The offer is to make a contribution to your deposit of up to £4,063. The maximum value of the offer cannot exceed maximum of 5% of the share value you are purchasing and is based on and limited to the purchase of a 25% share. If you purchase a larger share, the offer is still limited to 5% of a 25% share.

The combined offer will be a one-off payment and the relevant contribution to legal fees and contribution to your deposit will be deducted from your completion statement. The offer is subject to the purchaser confirming a full reservation on the plot being purchased.

The offer is subject to your lender's criteria and may reduce the equity to mortgage ratio. Offer may not be accepted by some lenders or may lead to refusal to provide a mortgage based on your circumstances.

The offer may be withdrawn or altered at any time prior to payment of the reservation fee of the relevant plot.

The offer cannot be used in conjunction with any other offer and no cash alternative is available. The offer does not apply if you withdraw from the purchase of your home.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Our usual reservations and sales terms and conditions still apply. Please speak to one of our Sales Executives for more details.

Following withdrawal or termination of any offer, we reserve the right to extend, reintroduce or amend any such offer as we see fit at any time.

Good to know

This is a summary of information about this property and what your ongoing costs are likely to be once you move in. Your sales host will be able to give you more information about this home.

Tenure: Leasehold
Council tax band: TBC
Lease length: 150 years
Service charge: £292.33