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Bowland Fold

Halton, Lancashire, LA2 6FL

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  • Semi-detached and detached
  • 2-3 bedrooms

Prices from…

Shared ownership:£71,250*
bowland fold street scene 2

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Village setting, well connected

A collection of stylish new three-bedroom homes situated on the edge of the vibrant village of Halton. Bowland Fold is in a great location and the development boasts fantastic street scenes with plenty of public open space.

Halton is nestled within the heart of the beautiful Lancashire countryside and has easy access to the nearby city of Lancaster. You have all that Mother Nature has to offer right on your doorstep with a broad selection of local amenities too, including local pubs, shops, and restaurants.

These homes are available with shared ownership and will have a maximum purchase share cap of 80%. We only have 4 plots remaining so you will need to be quick!

Key features of Bowland Fold

  • Less than 5 miles to Lancaster city centre
  • Forest of Bowland AONB right on your doorstep
  • 10-minute drive to the nearest beach
  • Lovely new development with open natural spaces
  • Great transport connections with a direct link to the M6 motorway
  • Best of rural and coastal living with essential amenities close by

See how much your monthly payments could be...

With shared ownership plans, your share can only be between 25% - 75%.

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25%75%
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£
£
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Years

Your estimated monthly payments could be...

£928

Est. mortgage charge

£438

Rental cost

£490

These prices are based on a 25 year mortgage term with a 5.5% mortgage interest rate. This is the same criteria which we use in our adverts. Your actual mortgage offer may be a bit different. As a guide you would be looking at around £438 a month for your mortgage repayment and £490 for your rent. This gives you a monthly cost of around £928. The figures are estimates and should be used for guidance only. There may be other costs you need to consider such as estate management fees, ground rent, service charges etc.

This calculator is provided for guidance only; Persona Homes does not offer mortgage advice. You will need to take advice from a suitably qualified adviser before applying for and agreeing to a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. If you like what you see, contact us today so we can see if we can help you make your homeownership dreams a reality.

Up your street

Find the perfect plot location for your new home at Bowland Fold on our site map.

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Our lovely Persona Homes Hosts are happy to help

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What's around the area

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Shared Ownership

Shared ownership is a government-backed scheme that makes it easier for you to buy an affordable stake in a property.

The share you buy is dependent on your financial and personal circumstances. It can be from a minimum of 25% to a maximum of 75% share of the full market value of the property. You may be able to buy further shares at a later stage and in most instances you will be able to buy up to 100% of the shares in your home and own it outright. However, in some cases there may be restrictions on when you can buy a further share or on the maximum total share you can own.

Further information can be found in our Shared ownership article.

Do I Qualify?

You qualify for shared ownership if you:

  • Have a household income of under £80,000 (less than £90,000 in London)

  • Don’t currently own your home and can’t afford to on the open market

  • Can afford the minimum deposit

  • Pass an affordability check to make sure you can get a mortgage


* The full market value of these homes is from £285,000 but, with shared ownership, you could purchase an initial 25% share for just £71,250 and pay a monthly rent on the remaining share. If you’re buying with a mortgage you may only need a deposit of 5% of the amount you borrow, meaning your deposit could be as low as £3,563.

These homes have a maximum share cap purchase of 80%. Please speak with your Persona host for full details.

Keen to find out more?

Whether you’d like to book a viewing or simply have a quick introductory chat, our helpful advisory team would love to hear from you.

Get in touch